The home buying and lending lifecycle is time-consuming, largely manually driven in many instances and is not extremely customer-centric. ThemePro HomeFin is a custom-built technology solution for complete automation of the home loan lifecycle.
Built on top of intelligent workflow technology and document management components, it provides efficient loan origination and loan management systems which in turn can help an accurate assessment of customer’s capability and intentions during the home loan financing process.
One stop home loan solution
Supports a range of loan products such as home loan schemes , micro home loans, developer financing and deposits. Also supports multi-entity , multi-lingual and multi-currency set-ups.
Efficient document management
Manages documents effectively. Supports version control, approval system, security and search.
Credit risk profiling
Verifies loan applicant’s credit risk by interfacing with external credit bureau as well as internal credit scoring.
Ease of use
Create loan e-forms, loan workflows and more using simple graphic controls and formatting objects.
Access real-time dashboards, SMS/ email alerts and management reports on the go.
Comprehensive financial accounting
Records, classifies, analyses and summarizes financial data effectively.
Up-to-date regulatory compliance
Regularly updates to meet latest industry regulations.
Effective early warning system
Proactive and continuous monitoring of loan assets and NPAs, for early warning and timely corrective action.
Quick turnaround time (TAT) resulting in enhanced customer satisfaction
Paperless electronic document management of property related collaterals
Fully configured home loan product in minutes
Strong MIS reporting, proactive monitoring of NPAs and stakeholder communication with system generated correspondences and alerts
Built-in rules, conditions and asset classification processes as per regulatory guidelines, ensuring regulations and compliance adherence
Stable and functionality rich Loans Management
- Preconfigured Home Loan, LAP, Builder Finance and APF products
- Very strong and flexible interest calculation engine
- All masters in LMS; strong customer single view even with information captured during origination
- Limit Management
- Configurable event driven accounting support
- Rules engine
- Strong General Ledger module reducing need of 3rd party General Ledger
- Regulatory compliance
CR Free And Easily Manageable Loan Origination
- Extremely flexible BPM based workflow in LOS
- Easy-to-use process modeller
- Rich user configurable Rules engine for policies and deviations
- Form designer for quick personalized screen designs
- One time workflow creation with flexibility for continuous development and configurability in case of future changes, by customer
- Maintenance of workflow by end customer eliminating dependency
- Rich API layer for integration
- Rich metadata layer for report generation
- One time creation of reports and dashboards with flexibility for continuous development and configurability in case of future changes, by customer
- Micro services architecture
- Quick implementation going up to a maximum of 2 calendar months thanks to design and architecture and assembly line-based nonlinear implementation methodology
- Proven scalability
ThemePro HomeFin helps RHFL with quick processing of Loan with robust workflow solution & digitalization of all documents. RFHL has reported 21% increase in their net profit in FY 2017.
ThemePro HomeFin with a SaaS model went live in less than a year with preconfigured product. Canfin has expanded number of branches from 69 (2013) to 130 as on date.
ThemePro HomeFin solution on SaaS model used by CFHL has achieved a staggering Rs. 100 crore loan distributed in record time.
ACHFPL selected ThemePro Homefin as their core business software solution on SaaS model and went live in 40 working days.
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